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Home
Buying Basics
Congratulations on your decision to buy a new home. There are many
important things to consider throughout the process, especially if
you're a first time homebuyer. Here's some information that can keep
you on track. |
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In
General.... |
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This
is likely to be your largest financial transaction to date, so it's
important to make the right decisions and to keep an eye on the details.
With my assistance, it should be an effective, pleasant, and
rewarding experience. |
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Count
On Your Real Estate Agent To:
- Preview
available homes to weed out those that are overpriced, or undesirable
in some other way.
- Present
the homes that suit your needs as you've defined them.
- Help
you determine the difference between a "good buy" and
a property which, because of its nature (neighborhood, market
appeal, etc.), might have to be discounted if you decide to sell
it in the future.
- Negotiate
the best deal for you. With a Pre-Qualification letter from me
in hand, your real estate agent will be able to demonstrate that
you are a qualified and capable borrower. This will strongly influence
the Seller, and may make the difference between the Seller accepting
your offer or someone else's, even if your offer is lower!
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Count
On EQUITY DEVELOPMENT To:
- Assist
you in selecting the best loan to meet your personal situation
and goals. (This single decision can save you thousands of dollars
throughout the years!)
- Keep
you informed of your loan status throughout the entire process.
- Keep
your real estate agent informed of our loan progress (Note: your
personal information is always Confidential between you and me,
only deal points and progress are shared).
- Get
the appropriate loan for you at the best rates and fees.
This will save you significant money up front, and throughout
the years.
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- Keep
your real estate agent informed of any questions or concerns as
they develop.
- Keep
the process moving by providing documentation and decisions as
soon as reasonably possible. By doing so, many of the details
are taken care of early in the process so you can comfortably
concentrate on any last minute details or events that require
your attention.
- Enjoy
purchasing your home, but do remain objective throughout to make
the business decisions that are best for you.
- Make
sure you are pre-approved as early as possible. This will put
the power of financing behind you so you can concentrate on selecting
your home.
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